Most people are not aware that the Help to Buy (Scotland) Scheme is available for Home Movers as well as first time buyers.

If you are looking to move to a new-build house but cannot raise sufficient deposit the Help To Buy Scheme can help. It can provide up to 20% deposit on New homes up to a value of £400,000. The buyer will be responsible for 5% of the deposit and all outlays.

For more information please contact us.

Buy to Let lender The Mortgage Works has recently published The Ultimate Landlords Guide.

Contents

★ An overview of BTL including a guide to investment strategies

★ Responsibilities of being a landlord

★ Information on finding a BTL property and choosing your target tenant group

★ A guide to BTL mortgages and how they differ from residential mortgages

★ Consideration of letting agents versus self management

★ How rental yield and capital growth are calculated

★ Exit strategies including tips on selling a BTL property and consideration of tax

★ Worksheets to calculate net profit, useful links and glossary of terms.

Download a copy at

http://www.themortgageworks.co.uk/includes/pdf/Independent-Landlord-Guide-16-10-13.pdf